Seamless Fund Transfers with NEFT & RTGS

At The Mahendragarh Central Cooperative Bank Ltd., we offer NEFT (National Electronic Funds Transfer) and RTGS (Real-Time Gross Settlement) services to ensure fast, secure, and hassle-free money transfers across India.

NEFT (National Electronic Funds Transfer)

Features & Benefits:
  • Secure and efficient electronic fund transfer.
  • No minimum amount required.
  • Funds processed in half-hourly batches.
  • Timings: 10 AM – 5 PM (Working Days).
  • Regulated by the Reserve Bank of India.
NEFT Timings:

10 AM to 5 PM on working days. Transactions are processed in half-hourly batches.

NEFT Charges:
Transaction Amount NEFT Charges (Excluding GST)
Up to Rs. 10,000 Free
Rs. 10,001 - Rs. 1 Lakh Free
Rs. 1 Lakh - Rs. 2 Lakh Free
Above Rs. 2 Lakh Free
How to Transfer Funds via NEFT:
  1. Visit our branch or use Internet/Mobile Banking.
  2. Enter beneficiary details (Name, Account No., IFSC, Amount).
  3. Authorize the transaction to process in the next available batch.

RTGS (Real-Time Gross Settlement)

Features & Benefits:
  • Real-time processing for high-value transfers.
  • Minimum amount: ?2 Lakh.
  • Transactions are settled individually and instantly.
  • RBI-regulated for safety and reliability.
RTGS Timings:

Available 10 AM to 5 PM on working days. Processed in real-time.

RTGS Charges:
Transaction Amount RTGS Charges (Excluding GST)
Rs. 2 Lakh - Rs. 5 Lakh Free
Above Rs. 5 Lakh Free
How to Transfer Funds via RTGS:
  1. Visit our branch or login to Internet/Mobile Banking.
  2. Provide details: Name, Account No., IFSC Code, Amount.
  3. Authorize the transaction for instant processing.

Important Notes:

  • Ensure correct beneficiary details to avoid transaction failure.
  • NEFT & RTGS transactions cannot be reversed once processed.
  • Contact our customer support for any assistance.

For queries or help, please visit your nearest Mahendragarh Central Cooperative Bank Ltd. branch.

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