Welcome to Mahendragarh Central Cooperative Bank Ltd., where we prioritize your convenience, security, and satisfaction. Our RuPay Debit Card offers a seamless banking experience, giving you easy access to your funds for both online and offline transactions. With RuPay, you get the power of a reliable domestic card network, accepted across India and abroad. We’ve designed our RuPay Debit Cards to provide you with enhanced security, faster transactions, and a wide array of services.

What is a RuPay Debit Card?

A RuPay Debit Card is an electronic payment tool that allows you to access your bank account and conduct various transactions. It is a safe, convenient, and secure alternative to carrying cash. Whether you are withdrawing cash from ATMs, making purchases at retail outlets, or shopping online, our RuPay Debit Card ensures that you can do so quickly and securely.

Developed by the National Payments Corporation of India (NPCI), the RuPay network has been designed to serve Indian customers, ensuring a safe and easy payment experience for every transaction.

Key Features of the Mahendragarh Central Coop Bank RuPay Debit Card

• Cash Withdrawals: Withdraw cash from any ATM across the country, including at our own network of Mahendragarh Central Coop Bank ATMs.
• Online Shopping: Use your RuPay Debit Card for secure and smooth online payments.
• Contactless Payments: Make quick payments by simply tapping your card at enabled POS terminals, ensuring faster and safer transactions.
• Security: Equipped with EMV chip technology and a PIN-based authentication system for added security, safeguarding you against fraud.
• Zero Liability in Case of Fraud: In case your card is lost or stolen, your liability for unauthorized transactions is limited once reported to the bank.
• Utility Bill Payments: Pay your electricity, water, and phone bills directly through your RuPay Debit Card.
• Wide Acceptance: The card is accepted at millions of merchant outlets and ATMs across India, and internationally where RuPay is supported.

Charges Associated with RuPay Debit Cards

At Mahendragarh Central Coop Bank, we believe in transparent and customer-friendly banking. Below are the charges associated with our RuPay Debit Cards:

Note: Charges may be revised based on bank policy updates. Please refer to the latest fee structure available at your nearest branch.

Terms & Conditions for RuPay Debit Cards

By using the Mahendragarh Central Cooperative Bank Ltd. RuPay Debit Card, you agree to the following terms and conditions:

1. Card Ownership: The RuPay Debit Card is the property of Mahendragarh Central Cooperative Bank Ltd. and is issued to the cardholder for personal and authorized use only.
2. Security: You must protect your card and PIN details at all times. The bank is not responsible for any unauthorized use due to negligence or failure to safeguard your card.
3. Authorized Usage: The card should only be used for legitimate and authorized transactions. Any fraudulent or suspicious activity may lead to the suspension or cancellation of the card.
4. Transaction Limits:
   • ATM Withdrawal Limit: Rs. 45,000 per day
   • POS/Online Transactions: Rs. 45,000 per day
5. Liability for Unauthorized Transactions: You must immediately report any loss or theft of the card to the bank. Once reported, the bank limits your liability for fraudulent transactions as per applicable guidelines.
6. Card Expiry and Renewal: The RuPay Debit Card is valid for 5 years from the date of issuance. It can be renewed by the bank once the validity period expires.
7. Bank’s Rights: The bank reserves the right to block, cancel, or suspend your card for reasons such as non-compliance with terms, fraudulent activities, or other valid concerns.
8. Charges and Fees: The bank reserves the right to revise charges, fees, and limits associated with the RuPay Debit Card at its discretion, which will be communicated to you in advance.
9. Dispute Resolution: In case of any disputes regarding transactions, customers must contact the bank within 30 days of the transaction for resolution.

How to Apply for a RuPay Debit Card

Applying for your Mahendragarh Central Coop Bank Ltd. RuPay Debit Card is quick and easy. Just follow the simple steps below:

1. Visit the Home Branch: Go to the nearest Mahendragarh Central Coop Bank branch with valid identification documents and address proof.
2. Complete the Application: Fill out the application form for the RuPay Debit Card, available at the branch.
3. Submit KYC Documents: Submit the required KYC (Know Your Customer) documents:
   • Proof of Identity (Aadhar Card, Passport, Voter ID, etc.)
   • Proof of Address (Utility Bill, Ration Card, etc.)
   • A recent passport-sized photograph.
4. Processing: After submission, the bank will process your application and issue your card.
5. Card Activation: Once you receive your card, follow the instructions to activate it. You can change your PIN at any ATM or via our customer service.

Benefits of Using the Mahendragarh Central Coop Bank RuPay Debit Card

• Convenience: Enjoy cashless transactions with your card, whether for in-store purchases, online shopping, or ATM withdrawals.
• Secure Transactions: Your transactions are protected by advanced EMV chip technology and OTP (One-Time Password) for online purchases.
• Affordable: Enjoy low fees and easy access to your funds without incurring high charges on ATM withdrawals, making it an affordable option for daily use.
• Nationwide Acceptance: RuPay Debit Cards are widely accepted at millions of ATMs, retail outlets, and online stores across India.
• Customer Support: Our dedicated customer support team is always available to assist you with any questions or concerns related to your card.

FAQs - Frequently Asked Questions

Q1: What should I do if I lose my RuPay Debit Card?

If your card is lost or stolen, report it immediately to the bank's customer service or visit the nearest branch. We will block your card and issue a replacement card for you.

Q2: Can I use my RuPay Debit Card abroad?

Yes, the RuPay Debit Card can be used internationally at locations that support the RuPay network. International transactions incur a fee of ?100 per transaction.

Q3: How can I check my account balance?

You can check your account balance at any ATM or via online banking. We also provide balance enquiry services at our ATMs, though a small charge applies at non-bank ATMs.

Q4: What are the daily transaction limits?

Your RuPay Debit Card allows you to withdraw up to Rs. 45,000 per day from ATMs and make purchases up to Rs. 45,000 per day.

Contact Us

For more details about the RuPay Debit Card or if you have any questions, feel free to contact us:

• Phone: 01285-220101
• Email: banking@cbmgarh.com
• Website: www.cbmgarh.com
• Visit Us: Click Here

We are here to help you make the most of your banking experience with Mahendragarh Central Cooperative Bank Ltd.. Get your RuPay Debit Card today and enjoy fast, secure, and convenient banking!

Mahendragarh Central Cooperative Bank Ltd.
“Banking that’s Close to You”